What is inside
Before you shop. What a lender needs for pre-approval, the five questions to ask any lender, the loans Lane County buyers actually use (conventional, FHA, VA, USDA, the Oregon Bond loan and 203(k)), every cost to plan for beyond the price, and the written buyer agreement Oregon now requires.
Finding it, and making it yours. How to tour so a second showing catches what the first missed, why you register your broker before walking into a builder’s model, and what makes an offer strong beyond the price.
Under contract, to keys. Earnest money, your five business days after the seller’s disclosure, inspections, the state well test, septic and access on rural property, title, the appraisal, the final walkthrough, and how to keep your closing money safe from wire fraud.
Who I am
I am Larissa Mayfield, a broker with The Operative Group at Real Broker, LLC, working Lane County and the rural ground around it. This guide is how I walk my own buyers through a purchase. Keep it, write in it, and text me at 541.784.7745 whenever a page raises a question.