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Articles &
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Practical advice on buying, selling, and owning real estate in Oregon. Written by Larissa Mayfield.

A green ridge line falling away to a broad valley
An old stone well head with a bucket and winch on a rural property
RURAL · WELLS · APR 2026

Understanding Well Flow Tests in Oregon

A well flow test tells you how much water a property can reliably deliver. Here is what to expect, what the numbers mean, and when to walk away.

Mortgage and tax paperwork spread out beside a calculator
FINANCING · FIRST-TIME BUYERS · MAR 2026

Oregon Bond vs. FHA: Which Loan Fits You?

Oregon’s Bond program and FHA loans both serve first-time buyers, but the differences matter. Down payment, PMI, income limits — here is how they compare.

An aerial view of Willamette Valley farmland divided into cultivated parcels
SELLERS · RURAL · FEB 2026

How to Price Acreage in the Willamette Valley (2026)

Pricing rural land is not like pricing a subdivision home. Comps are sparse, improvements vary wildly, and the buyer pool is different. Here is how it works.

A golden grain field at sunset in the Willamette Valley
MARKET · VENETA · APR 2026

Veneta & West Lane County: Market Snapshot

What is happening in the Veneta and west Lane County real estate market right now? Inventory, pricing, and what buyers and sellers should expect.

A plumber tightening a drain line during a property inspection
RURAL · SEPTIC · JAN 2026

Septic Systems 101 for Oregon Buyers

Buying a property with a septic system? Here is what you need to know about inspections, permits, and what can go wrong.

A hand signing a real estate contract
BUYERS · FINANCING · MAR 2026

Pre-Approval Letters: What Sellers Actually See

A pre-approval letter is your ticket to writing competitive offers. But not all pre-approvals are created equal. Here is what matters.

An aerial view of a rural property showing the house, outbuildings, pond and fence lines
RURAL · LEGAL · FEB 2026

Easements Explained: What Every Buyer Must Know

An easement gives someone else a right to use part of your property. Here is how to read them, what they mean, and when to worry.

Fern Ridge Lake near Veneta, Oregon, with moored boats and the Coast Range beyond
RURAL · WATER · JAN 2026

Water Rights in Oregon: A Buyer’s Primer

Oregon’s water law is different from most states. If the property has irrigation, a pond, or diverts from a stream, water rights matter.

A modest single-storey home on a quiet Springfield, Oregon street
FINANCING · RURAL · DEC 2025

USDA Loans in Lane County: The Zero-Down Option

USDA Rural Development loans offer zero down payment for qualifying properties. Many Lane County homes are eligible — here is how it works.

A hand holding a set of new house keys in an open doorway
BUYERS · FINANCE · NOV 2025

Closing Costs in Oregon: What to Expect

Beyond the down payment, buyers in Oregon face closing costs that typically run 2% to 4% of the purchase price. Here is the breakdown.

A weathered heritage barn with a painted advertisement, Cottage Grove, Oregon
FINANCING · RURAL · JAN 2026

Financing a Rural Property: Your Options in Oregon

Rural properties have financing quirks that standard loans do not cover. From USDA to portfolio lenders, here are your options.

A couple celebrating outside the home they have just bought
BUYERS · TIPS · MAR 2026

7 First-Time Buyer Mistakes I See Every Month

After hundreds of transactions, these are the mistakes first-time buyers make most often. All of them are preventable.

A staged living room with light furnishings and natural daylight
SELLERS · STRATEGY · APR 2026

The Seller’s Playbook: Listing in 2026

The 2026 market rewards preparation. Here is the playbook I use with every seller to maximize price and minimize time on market.

A two-storey brick suburban home with a double garage
BUYERS · FINANCE · DEC 2025

Improve Your Credit Score Before Buying a Home

A higher credit score means a lower interest rate, which means lower monthly payments. Here is how to improve your score before you apply.

A home inspector in a hard hat and hi-vis vest examining a ceiling
BUYERS · INSPECTIONS · APR 2026

The Home Inspection Checklist Every Buyer Needs

A home inspection is your best protection against expensive surprises. Here is what inspectors look for and what you should ask about.

An open-plan dining and living area with large windows
SELLERS · STAGING · MAR 2026

Staging Your Home to Sell: What Actually Works

Professional staging can increase your sale price by 5% to 10%. But you do not always need a professional — here is what works on any budget.

Surf breaking below a forested headland on the Oregon coast
RELOCATION · CALIFORNIA · FEB 2026

Moving to Oregon From California: What to Know

Oregon is attracting California transplants at record rates. Here is what to expect about housing, taxes, climate, and culture.

A two-storey suburban home with a wide lawn and mature hedges
BUYERS · TAXES · JAN 2026

Understanding Property Tax in Oregon

Oregon’s property tax system is unique. Measure 50, assessed value caps, and compression — here is what homeowners need to know.

An overhead view of an evergreen forest canopy
SELLERS · MARKETING · DEC 2025

Why Drone Photography Sells Rural Listings Faster

Aerial photography shows buyers what a property truly offers. For acreage and rural listings, drone photos are not optional — they are essential.

A small accessory dwelling unit with a covered porch in a back garden
BUYERS · LIFESTYLE · NOV 2025

Multigenerational Living: ADUs and Dual-Living in Oregon

Oregon’s ADU-friendly laws make multigenerational living more accessible than ever. Here is what buyers need to know.

A white farmhouse with a wraparound porch on a green lawn
RURAL · SEPTIC · JUL 2026

ATT Septic Systems in Lane County: Do You Need One?

Around Veneta, Elmira, and the Fern Ridge area, a standard septic system is not always an option. Here is how to find out whether a property needs an Alternative Treatment Technology system — and what that means for your budget.

Mist drifting through a dense stand of Pacific Northwest conifers
RURAL · LAND USE · JUL 2026

What Is a Measure 49 Property in Oregon?

Some forest and farm parcels in the hills around Veneta and Elmira carry a rare thing: a state-issued right to subdivide or build new homes on land where that is otherwise prohibited. Here is what Measure 49 means and how to verify it.

Fog settling over forested hills in the Oregon Cascades
RURAL · ZONING · JUL 2026

Lane County F1 & F2 Forest Zoning: Can You Build?

Two timbered parcels sit side by side in the hills west of Veneta. One can get a home built on it. The other never will. The difference is one character on a zoning map: F1 versus F2.

Cattle grazing in a misty Willamette Valley pasture at sunrise
RURAL · WELLS · JUL 2026

Do You Need a Holding Tank for Your Well?

A low-producing well does not have to kill a rural property deal. In the foothills west of Veneta and Elmira, storage tanks are how families live comfortably on 2-GPM wells. Here is how to know if you need one.